| you make sense and I 100% agree with you. I'm looking at it from a college kid's (which is what he'll be) standpoint. Paying an extra few bucks a month for the full coverage, getting into an accident, and being handed a check to put towards or buy another vehicle outright. Vs. Keeping it at liability, totalling your car, and not having the cash floating around to get another replacement vehicle. IE. If you paid an extra $50 a month for full coverage with a $500 deductible for a vehicle that cost you $2k. You would have to be incident free for 30 months. Vandalism, at fault accidents, etc. These are just things i learned in college the hard way.
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